As we and those close to us go through the process of ageing, there are legal rights that need to be accessed. Often we become caretakers for aging relatives and need to address the long-term care and estate issues of loved ones.

The legal issues are more likely to be related to estate and retirement planning. Issues include powers of attorney, shared banking accounts, transfer of assets and so forth. The development of such documents and legal protections can be complicated when the caretaking employee lives in a different geographic area or state.

Baby Boomers should discuss key financial, legal and healthcare issues with spouses and older relatives to prepare for future realities. Divorce continues to be an issue as couples reassess their relationships after children move away and their role as parents changes.